UK Home Buying & Moving Planner Spreadsheet (Stamp Duty, Budget, Checklist)

What's inside

Stamp Duty for England and NI: standard, first-time buyer (with the £500k cliff), additional-property +5% and non-resident +2%
Cash-needed budget: deposit + SDLT + fees, plus LTV and the monthly mortgage payment with a +2-point stress test
Compare up to 4 properties: price, SDLT, council tax band, EPC, tenure and service charge
36-step checklist with due dates worked out from your completion date
150-box packing inventory
Excel and Google Sheets. One-off £7.

Why buyers use it

The first-time buyer £500k cliff edge is built in. At £501,000 the relief disappears and SDLT jumps from £10,000 to £15,050.
Compare 4 homes on the full cost, not just the asking price.
The checklist includes the fraud check most people skip: confirm bank details by phone before sending your deposit.
Stamp Duty is checked against gov.uk (dated), and matches HMRC's worked example.

Who it's for

First-time buyers, home movers and anyone buying in England or Northern Ireland. Not for Scotland or Wales (different taxes).

Estimate only, not financial, mortgage or legal advice. Uses England and Northern Ireland SDLT rates from 1 April 2025 (gov.uk). Not for Scotland (LBTT) or Wales (LTT). Shared ownership, new leases and special cases aren't covered. Your conveyancer confirms the actual SDLT. Use HMRC's SDLT calculator to check.

FAQ

How do I get it? Straight after payment you're taken to the download page. Stripe also emails your receipt.

Does it work in Google Sheets? Yes. Use File → Import → Upload. It works in Excel 2016+ and LibreOffice too. No macros.

Refunds? It's a digital download. If the file won't open, email us within 14 days and we'll fix it or refund you.

I want immediate access to the download. I understand that once the download starts I lose my 14-day right to cancel. Faulty files are still repaired, replaced or refunded. I accept the terms of sale.

Buy and download (£7)

Secure checkout by Stripe, priced in GBP.

Rates checked on 15 October 2026 against official sources: gov.uk SDLT residential rates · HMRC SDLT calculator.

General information only, not tax, legal or financial advice. Our liability is capped at the price paid, as far as the law allows. Your statutory rights are not affected. See the terms of sale.